Interest Rates of Loans
Loan Interest Rates
| Sr No | Loan Type | Rate of interest | Remarks | ||
|---|---|---|---|---|---|
| 1 | Car Loan (New) | 10.00% | |||
| 2 | Pre-Owned Cars | 14.50% | |||
| 3 | Two Wheeler | 10.00% | |||
| 4 | Housing Loan | 9% | |||
| 5 | Loan Against Property | 11.50% | |||
| 6 | Home Decor Loan Scheme | 11.50% | |||
| 7 | Professional Loan Repayment up to 84 months Repayment beyond 84 months up to 120 months | 11.50% 12% | |||
| 8 | Unnati Education Loan for Male Students foe Female Students | 11% 10.50% | |||
| 9 | Personal Loan MOU/Salary Deduction | 12.50% | |||
| 10 | Personal Loan with collateral security Security 60% Security between 60% to 75% Security between 75% to 90% Security exceeding 90% | 18% 15.50% 13.50% 12.50% | 19% (if 3rd party LIC policy) 16.50% (if 3rd party LIC policy) 14.50% (if 3rd party LIC policy) 13.50% (if 3rd party LIC policy) | ||
| 11 | Executive Finance | 12.50% | |||
| 12 | Loan Against NSC /LIC policies | 10.50% | |||
| 13 | Gold Loan | 12.50% | |||
| 14 | Cash Credit- General-Against Stocks Collateral security 60% or less Collateral security between 60% to 75% Collateral security between 75% to 90% Collateral security between 90% to 100% Collateral security above 100% | 15.50% 14.50% 13.50% 12.50% 11.50% | |||
| 15 | Cash Credit- Against Property | 11.50% |