| Applied at | Sr. No | Particulars | Rates | GST | Total |
|---|---|---|---|---|---|
| Branch/ Head office Dept. |
1 | Balance Certificate | Rs. 50/- per Copy | 9 | 59 |
| 2 | Confirmation of Signature | 75/- | 13.5 | 88.5 | |
| 3 | Renewal Charges | 0.5% of sanctioned limit | |||
| 0.625% of sanctioned limit | |||||
| 4 | Issued Duplicate DD/Payorder | Rs. 75/- per Instrument | 13.5 | 88.5 | |
| 5 | Solvency Certificate | Min. Rs. 600/- per lac Max Rs. 2500/- up to Rs. 5.00 lacs and @ Rs. 450/- per lac above Rs. 5.00 lacs |
GST 18% | Amt of solvency + GST (as per slab) |
|
| 6 | Loan Application Form Charges | Rs. 100/- each | 18.00 | 118/- | |
| 7 | Loan Processing Charges | ||||
| Term Loan | 1.25% of sanctioned limit | ||||
| 4 Wheeler Loan | Rs. 10,000/- | ||||
| Housing Loan | Loan up to 25 lacs – 1% of sanctioned amount Maximum Rs. 10,000/- Loan above 25 lacs – Rs. 25,000/- |
||||
| Cash Credit against Property | 1.25% of sanctioned amount | ||||
| All other Advances Products | 1% of sanctioned amount | ||||
| CIBIL charges | Rs. 400/- per instance | ||||
| Visit charges | Rs. 300/- per visit | ||||
| Documentation charges | For MOU & 2 wheeler Loans – Rs. 100/- For all other instances – Rs. 500/- |
||||
| 8 | D.D./ PayOrder Cancellation Charges | 125/- per instrument | 22.5 | 147.5 | |
| 9 | Revalidation of Payorder | Rs. 75/- per Instrument | 13.5 | 88.5 | |
| 10 | Bank Guarantee Commission | BG secured by 100% Deposit – 0.75% of BG amount per year BG secured by security of cash margin less than 100% – 3% of BG amount per year |
GST 18% | ||
| 11 | Non-submission of stock statement | Rs. 200/- per month | 36 | 236 | |
| 12 | Locker Rent | Per year Charges | |||
| Small Locker | Rs. 1500/- | 270 | 1770 | ||
| Medium Locker | Rs. 3000/- | 540 | 3540 | ||
| Large Locker | Rs. 5000/- | 900 | 5900 | ||
| 13 | ATM Card (EVM Card) | ||||
| ATM PIN | Rs. 10/- per instance | 1.8 | 11.8 | ||
| ATM Card fees | Rs. 150/- | 27 | 177 | ||
| Centralised (To be Applied by the System) |
1 | Cheque Book Charges | |||
| a. Saving Account | Rs. 5.00 per leaf | 0.9 | 5.9 | ||
| b. Current Account | Rs. 5.00 per leaf | 0.9 | 5.9 | ||
| 2 | Duplicate Passbook | 100/- | 18 | 118 | |
| 3 | Duplicate Monthly A/c Statement | ||||
| 1 to 5 pages | Rs. 10per page maximum 50/- | ||||
| 6 pages and above | Rs. 10/- per page | 18.00 per page | 118.00 per page | ||
| maximum | Rs.1500/- | 270 | 1770 | ||
| 4 | Stop Payment Charges | Rs. 200/- per cheque (Max.Rs.600/-+ G. S.T. if whole cheque book lost) |
36 | 236 | |
| 5 | Demand Draft Commission | ||||
| Up to Rs. 1000/- | Rs. 50/- | 9 | 59 | ||
| Rs. 1000/- upto Rs. 10,000/- | Rs. 100/- | 18 | 118 | ||
| Rs. 10,000/- upto Rs. 1,00,000/- | Rs. 100/- + Rs. 3/- per Thousand Max Rs. 400/- |
GST 18% | |||
| Above Rs. 1,00,000/- | Rs. 400/- + Rs. 2/- per Thousand |
GST 18% | |||
| 6 | IBC/OBC Collection Charges | Up to 5000/- Rs. 50/- |
9 | 59 | |
| Rs. 5000/- to 10,000/- Rs. 75/- |
13.5 | 88.5 | |||
| Rs. 10,000/- to 1,00,000/- Rs. 125/- |
22.5 | 147.5 | |||
| Above Rs. 1.00 Lacs Rs. 175/- |
31.5 | 206.5 | |||
| 7 | Cheque Bouncing Charges | ||||
| O/w Cheque upto Rs. 1,00,000/- | Rs.200/- per cheque | 36 | 236 | ||
| O/w Cheque above Rs. 1,00,000/- | Rs.250/- per cheque | 45 | 295 | ||
| I/w cheque | Rs. 400/- per cheque | 72 | 472 | ||
| ECS Return | Rs. 400/- per instance | 72 | 472 | ||
| 8 | Account Closing Charges | ||||
| Saving A/c within 6 months | Rs. 300/- | 54 | 354 | ||
| Current A/c within 12 months | Rs. 600/- | 108 | 708 | ||
| 9 | In-Operative Account Charges | ||||
| Saving Bank Account | Rs. 250/- per year | 45 | 295 | ||
| Current Account | Rs. 500/- per year | 90 | 590 |